Refinancing a Home

Looking to refinance your home?

Are you considering getting a new mortgage to replace your old one because you want to obtain a better interest rate and term? If so, you have come to the right place!  At Balkun Title and Closing we work hard to find you the best deal for your home. If you are a borrower with a perfect credit history, refinancing can be a good way to modify a variable loan rate to a fixed, and obtain a lower interest rate. If you are a borrower with less than perfect, or bad credit, or too much debt, refinancing can be tricky and even risky.

Want to know if and how refinancing can help you? Feel free to contact us, we are here to help!

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When to refinance your home…

Depending on situation and financial goals, people choose to refinance their home for many reasons.

Here are the most common:

1) Shorten Loan Term

2) Lower Interest Rate

3) Lower Monthly Payment

4) Cash Out Home Equity

5) Convert to a Fixed-Rate